Why should you take this course?

The American Center for Credit Education encourages you to take this 12-lesson course if you are:

• applying for a loan
• asking for a credit card account
• wanting a discount on a loan from a participating lender
• trying to establish credit for the first time
• experiencing a life-style change such as getting married, having a baby, getting a divorce, or thinking of retirement
• presently enrolled in a debt management program
• thinking of declaring bankruptcy